Accidents in Laos - Be Prepared
We’ll try to refund from AGL after the clients
pay. Note the insurance to be covered if there is police inspection report. If
not, no insurance is covered. Recommend to arrange with the locals instead of
getting police involved.
1.
Motorbike rider must have international driving
license
2.
If you have motorbike or car accident please do
not remove the motorbike from the accident place, keep the accident location
intact until Police or village chief come. They need to note the location,
measure and take photos of the scene before anything is removed.
3.
If you are in a remote area and far from the
police, you need to find the Village Chief, (Nai Ban). They will make the notations for the scene and
take the details. You will need to have
his notations signed and stamped by them. Take your own photos as well, be sure to
include the number plates of all vehicles involved.
4.
Call to the insurance center in
5.
Motorbike rider should pay for any cost during
accident situation, refunds come only after the investigation is completed by
the Lao Insurance Agent.
6.
Collecting all the bills that you paid for
hospital, medicines ETC to return to the motorbike rental company.
From AGL, Assurances Group
What should you do in case of an accident?
If you have an accident, please follow the
instructions below:
1. Alert AGL
immediately by calling our road assistants: 021-22 2222. 24h/24,
7/7.
2. Do not touch or move the vehicles except if it creates a
traffic hasard. In this case, it is necessary to leave a trace of the vehicles.
3. If someone is injured, he/she should be taken immediately to
the nearest hospital.
4. If the accident occurs in a remote place and you can not
contact AGL, you need to:
• Contact the local traffic police and the local authority (chief of
village).
• Make a report of the accident in conjunction with the opposite party
following the claim form given by AGL together with document contract.
• Take a photograph of the vehicles or of the damaged goods caused by the
accident. Photo should show the vehicle registration number and the damages due
to accident.
• Provide the above details to AGL as soon as possible
Any compensation provided to opposite party
without AGL agreement does not guarantee company assistance.
Compulsory Motor
Insurance
By legal binding, all vehicles circulating in Lao
PDR must have insurance to cover their victims in case of road accidents.
AGL Compulsory Motor Insurance is the basic vehicle insurance determined by the
Lao government as an indemnifying tool for road accident victims.
Whether you are the owner of a tuk-tuk, a pick-up,
a motorbike, or a truck. You are required to have at least Compulsory Motor
Insurance for your vehicle.
Even if you are a very experienced and cautious driver, you may be involved in
a traffic accident and there may be victims of bodily injuries or loss of life.
Drive with a peaceful mind, knowing that if you
are involved in an accident AGL will reimburse the other party as follows:
> Medical and hospital costs in case of injury
> Permanent disability compensation
> Death compensation to victim's family
To get a maximum coverage
If you need cover for material damages caused to Third Party Liability which
you are liable, please see The Third Party Liability Motor Insurance.
If you need to cover your own vehicle against damages resulting from any kind
of accident, please select The Complementary Motor Insurance.
> Cover and tariffs of Compulsory Motor Insurance
Third
Party Liability Motor Insurance
Third Party
Liability of Motor Insurance covers your costs in the event of causing a
traffic accident.
Drive with a peaceful mind, kwowing that if you
are involved in an accident AGL will reimburse the other party as follows:
> Medical and hospital costs in case of injury
> Permanent disability
> Death compensation to victim's family
> Damage to property (e.g vehicle, object, animal and/or transported goods)
Please note that the Third Party Liability
Insurance will only cover the damages obtained by a third party resulting from
an accident in which you are responsible but does not cover you (the driver)
and your vehicle.
AGL can also provide cover to
you (the driver), and damages of your vehicle. You can also increase the cover
of your passengers.
For more details, please see AGL Complementary Motor Insurance.
Please remember that Compulsory Motor Insurance is the minimum level of
insurance you are obliged to subscribe to for the protection of victims of road
accidents.
For more details, please see AGL Compulsory Motor Insurance.
Complementary
Motor Insurance
Why should you subscribe to
Complementary solutions in addition to Third Party Liability Motor Insurance?
The Third Party Liability of Motor Insurance only guarantees cover when you are
the faulty party in a road accident. With this insurance other people are
covered but you and your vehicle are not.
Therefore, AGL strongly recommend subscribing to
our complementary solutions which can cover yourself as a driver, as well as
the passengers in your vehicle and your vehicle.
With AGL
Complementary Motor Insurance, you can obtain cover for:
• Your own
medical expenses, compensation for permanent disability and Life Coverage-
Higher cover limit compare to Compulsory Motor Insurance
• Medical
expenses, life coverage and compensation of permanent disability for passengers
in your vehicle
• Legal
defense in case the matter needs to be resolved in the court
Please note that you should obtain Third Party
Liability Motor Insurance before subscribing to complementary solutions
For Vehicle Own Damage Cover, the condition and
value of vehicule will be taken in to consideration.
